Joe was the first person who explained, simply and fully, how Medicare and the different types of insurance plans actually work.

He knows what questions to ask and helped us determine the best options for me and my wife. I trust him fully to find the best plans that meet our needs.

My head was swimming with all the information that arrives with new Medicare eligibility. Joe was able to answer all my questions, simplify the process and found the perfect policy for my situation. It was great to have an expert on my side!

I have relied on Joe to point me in the right direction since before I was eligible for Medicare. Every year we take a look at what’s available and adjust accordingly based on my changing needs. I am very pleased with the service Joe provides.

If you are just turning 65 or are looking to switch to a Medicare plan that better suits you, Joe is your guy. We explored plans that offered dental, vision and partial reimbursement of my Part B premium, and found one that contained everything that was important to me. Joe is professional, knowledgeable and patient. I highly recommend him as your Medicare resource.

Prior to retiring I had discussed Medicare options with several friends and co-workers who had previously traveled down the decision-making path. I felt overwhelmed and my biggest source of stress was figuring out why people choose Medicare Supplements vs. Medicare Advantage plans. All my friends seemed so happy with whichever one that had enrolled in. Thankfully, Joe was able to simply explain the differences and guide me into making a decision that I felt comfortable with.

The first question we asked Joe was about those celebrity TV ads for Medicare. He explained why those can cause more harm than good. We then looked at all my specific priorities regarding our doctors and medications. We soon arrived at a decision and have been very satisfied with the plans that we are on, and it has been nearly a year. We would never attempt this endeavor again without the help of a qualified independent agent.